This is it. Today is the deadline if you are planning to sign up for Obamacare and you want your coverage to kick in on January 1st. Now…if you’re thinking of rolling the dice because President-elect Donald Trump has vowed to repeal and replace the Affordable Care Act (ACA) – most experts say that would be a mistake.
…experts are encouraging people to sign up despite the uncertainty over the law’s future.
Peter Claude, a health care industry advisory partner at PricewaterhouseCoopers, says those who purchase an individual health plan via healthcare.gov or the other exchanges will likely see no change in their coverage next year, as such a major overhaul will take longer to implement.
Forbes Magazine wrote a piece on the 5 biggest misconceptions about the open enrollment period. The story started off by saying, “Individual insurance under the Affordable Care Act (a.k.a “Obamacare”) isn’t going away for 2017.”
For more on those biggest misconceptions, you can watch a video by clicking here or on the picture below.
According to AzCentral.com, Arizonans “who already are enrolled in an Affordable Care Act plan automatically will be enrolled in a comparable plan from Blue Cross Blue Shield of Arizona or Ambetter from Health Net. Consumers who want to review their options and choose a plan must act by the end of the day Thursday (today).”
The primary insurance carrier in Arizona – Blue Cross Blue Shield – urges consumers to enroll to avoid a lapse in coverage that will begin Jan. 1.
“The cost of medical care is very expensive. People don’t realize that one hospital stay can cost between $5,000 and $10,000,” said Jeff Stelnik, senior vice president of strategy, sales and marketing at BCBSAZ. “We encourage individuals, including those in very good health to look to purchase an individual plan to protect themselves and their finances.”To help offset the costs of health insurance from the marketplace, Stelnik added, there are federal subsidies.
“We want to see all of our citizens have access to affordable health care,” he said.
Despite its uncertain future, today is the last day to enroll in health coverage through the ACA….if you want that coverage to begin on January 1st (or avoid a lapse). As always, we’d love to hear your thoughts on how this may affect the people of our state. Generating meaningful conversations around the health issues facing Arizonans is another step toward our long-term goal of one day making Arizona the Healthiest State in the Nation!